Personal Car Leasing Deals

Personal car leasing, also known as Personal Contract Hire (PCH), is a flexible and affordable way to drive a brand-new car without owning it outright. Instead of purchasing the vehicle, you simply “rent” it for a fixed period - usually 2, 3, or 4 years - paying an agreed monthly amount.

At the end of your contract, you hand the car back to the leasing company, with no need to worry about resale values, part exchange, or depreciation. Leasing is perfect if you like driving new cars regularly and want to avoid the financial risks and admin that come with ownership.

No, personal car leasing doesn’t require a large deposit in the traditional sense. Instead, you’ll be asked to pay an initial rental, which typically equals 3, 6, or 9 months’ worth of your monthly lease payment.

This upfront payment helps lower your monthly cost throughout the contract but isn’t a deposit you get back at the end. There are also options with low initial rentals - or even no upfront payment at all - depending on your credit profile and the car you choose. Our team can help tailor the structure to suit your budget.

At the end of your lease term, you simply return the car to the finance provider. There’s no obligation to buy the vehicle, and you won’t be hit with any balloon payments or unexpected costs - just make sure the car is returned within your agreed mileage and in good condition, accounting for fair wear and tear.

You’ll then have the option to lease a new vehicle through RightLease if you want to continue enjoying the benefits of driving brand-new cars without the hassle of ownership.

Yes, it’s possible to end your lease early, but keep in mind that early termination charges will likely apply. These are usually calculated based on the remaining payments on your agreement, and the cost can vary depending on how far along you are in your contract.

If you think your circumstances may change - such as a job move, lifestyle change, or financial uncertainty - speak to our team in advance. We can help you explore more flexible lease options or shorter-term contracts that better match your situation.

Personal leasing is a credit-based product, which means the finance provider will carry out a credit check to assess your financial reliability. If your credit score is fair or poor, it might limit the deals available to you or require a higher initial payment. That said, approval isn’t out of the question.

RightLease works with a range of funders, and we’re happy to talk you through your options based on your circumstances before you apply. It’s always best to be upfront about your credit history so we can match you with the most suitable offer.

Maintenance and servicing aren’t included as standard in a personal lease contract - but you can easily add a maintenance package for a fixed additional monthly fee. This optional add-on typically covers routine servicing, tyre replacements, MOTs (if needed), and general wear-and-tear repairs throughout your lease.

Choosing a maintenance package gives you peace of mind by protecting you from unexpected repair costs and makes budgeting even easier. You’re also free to service the car yourself through a manufacturer-approved garage if you prefer.

Delivery time depends on the availability of the vehicle you’ve chosen. If the car is in stock, you could receive it in as little as 7 to 14 days after finance approval and paperwork completion. For factory orders or custom specifications, delivery can take anywhere from a few weeks to a few months.

Either way, RightLease will keep you fully updated throughout the process - from confirmation of your order to final delivery. We offer free delivery across the UK, so your new car will be brought directly to your home or workplace.